Buy House with Mortgages Loan

Posted by CS

Recently I had bought a house at my hometown, a double-storey semi-D. It costs me RM260k and it considered as cheap comparing to the property in the Penang Island. But it is heavy for me to pay for the first deposits.

I need to pay deposit to book for the house and arranging the housing loan to pay for remaining. I had worked for 3 years and I am able to pay for 10% as deposits and 90% as loan. With my current salary I had, I cant get a full loan and I need to buy it jointly with my brother.

I had heard about the Mortgages loans which is not very popular here at Malaysia, but it is very popular at UK, Spain and US. With the mortgage loans, I may not need to pay for the deposit, but I can get my parent own homes as collateral in lieu of a deposit. It will help to reduce the overall burden on myself. But the bad thing is they don't own a house. This is the first house we had.

I believe for who may interest in buying a house and your parent did own one, you might consider to get the Mortgages loans.

1 comments nia.. I need more la • at Thursday, March 20, 2008

Disclosure Policy

Posted by CS

This policy is valid from 20 March 2008

This blog is a personal blog written and edited by me. For questions about this blog, please contact dalone77 at hotmail Dot com.

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content.

The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

This blog does contain content which might present a conflict of interest. This content may not always be identified.


To get your own policy, go to http://www.disclosurepolicy.org/

0 comments nia.. I need more la • at Thursday, March 20, 2008

What if you spot Zillionaire on the road

Posted by CS

Hmm.. what will I do if I did spot one... no doubt.... I will snap the photo and blog it..... or I will knock him down and grab all the $$ he had... haha.... dreaming :P

I wonder if I am lucky enough to meet one on the road, if i did also, i dun thing i can come closer to him, as for sure will be a lot of body guard around...

I dun know if this is my lucky day, but I am able to spot one today on the road. Not believe?!!!.. OK... let the photo tell the story....



SEE!!!!! Zillionaires ler... some more put a sign indicate there is zillionaire in there... help to ensure no one will make mistake on this.. :P

4 comments nia.. I need more la • at Wednesday, March 19, 2008

Horizontal bungee jumping

Posted by CS

This was another I get from the web as well.. but this is much more crazy...

Can u imagine how crazy it is?... see the video below....



What i can tell is........ it looks like a "lastic" to me, it is use for bird shooting using stone. I wonder if anything happen, the lady will smash on the wall.. Crazy.... =(

2 comments nia.. I need more la • at Tuesday, March 18, 2008

Bungy Jump ( Bungee Jump)

Posted by CS

I told myself this is one of the listed MUST try item in my life. I mean bungee jump. It is very scary where you are leaping out from either a bridge or a tower with you leg tied with string.

What you have to do is, stand on the platform and let the expert do the rest. And before you allow to do this, you need to sign an agreement, live or dealth is under your own responsibility.

After done all the checkout, you just need to pray.. pray and pray..... then just leap and enjoy.... Can you imagine it? See the clip below.. Leap from the tallest bungee jump... MACAO...



After viewing the clip, I no longer dare to do it anymore... damn scary, you won't know until you view it. Most of the time, I just imagine it. After viewing it, i dun think that I dare to stand on the platform.

All I know about the bangee jump is only the first part, which is leap and enjoy. But what will they do afterwards? Someone will going to get them from the bottom or how?

My thinking was someone from the ground will get them. I dun know if it is correct. But after viewing another jump from the tallest bridge, I realize the person will be pullback to the platform. OMG....



Imagine when u are hanging with the string.. upside down and wait to be pull up back to the platform... too scary for me.....

Sorry.. may be my son can try it one day.. I mean one day and tell me how he feel :p

5 comments nia.. I need more la • at Tuesday, March 18, 2008

Love in Sleep

Posted by CS

What u can tell from the photo above? I dun have any better words to decribe this. I had capture this photo a while back, during our long queue waiting for doctor. I guess both of them are very tiring and fall asleep.

But something I can tell is, both of them love each other very much, until sleep also holding hand together. So sweet...

I dun know if I will do it that way?.... wonder....

But a lot of time when we sleep, we might had a lot of funny and weird action, but we never know about it. Sleep what? How to know? :P

Share with me what is the funniest style or pattern u heard or u know?... I will share more......

5 comments nia.. I need more la • at Tuesday, March 18, 2008

Sweet Corn

Posted by CS

Sweet corn is one of our favourite, for me and my wife. We like to buy some for our tea time or supper.. There are locals and foreigns. We prefer the Taiwanese type as it is more juicy...

This is what I had bought from TESCO and we plan to get ourself our sweet corn. How to get it done... hehehe... simple la... peel of the leaves and put them in the boilt water like this....



Simple right?.. And need to add some salt to the boiling water as well...


Then.... "teng neng"... here we are... my sweet corn.... look yummy right.... hey hey... i put some salt and butter to make it taste better... yummm....

5 comments nia.. I need more la • at Saturday, March 15, 2008

Moment before thunderstorm

Posted by CS

It is raining season again. I like rainy day, but not thunderstorm. As it creates a lot of problem such as flood and traffic jammed...

Sometime the rain is very scary when they come in gang. What gang?!!!

Hmm.... rain, wind and thunder, they are best friends. They like to come in gang. They can turn the bright and sunny day to a horrible and dark rainy day. You won't know when they will visit and once they are coming, nothing can stop them....

This is the photo I shot in front of my company, See how horrible it is. So scary. It looks like it is going to swallow the whole building...

3 comments nia.. I need more la • at Wednesday, March 12, 2008